1. Automate Savings. 2. 50/30/20 Budget Rule. 3. Use credit card Rewards wisely. 4. HighInterestdebt. 5. Optimize Emergency Fund. 6. Employer Match on Retirement. 7. Avoid Lifestyle Inflation. 8. Leverage Tax- Advantaged Accounts. 9. Negotiate Bills. 10. Set Financial “Fire Drills”. https://factsheetinc.com/website/fundamental-research-company-consultant-europe.html